API Overview
HwebPay is a robust, developer-first financial infrastructure built for the modern African economy. Our RESTful APIs allow you to accept payments, manage virtual accounts, and process payouts with institutional-grade security and developer-friendly simplicity.
Collections
Accept payments via Bank Transfer, Card (Private Beta), and USSD. Real-time settlement and automatic reconciliation.
Disbursements
Process bulk payouts to all commercial and microfinance banks in Nigeria with guaranteed T+0 uptime.
Marketplaces
Multi-vendor split payments, subaccount management, and automated commission logic out-of-the-box.
Philosophies & Design
Predictable REST
Our API uses standard HTTP methods, status codes, and JSON bodies. It's designed to be predictable and easy to debug.
Security by Default
All requests require Bearer tokens. Sensitive operations require HMAC signatures. Webhooks are signed and verified.
Idempotency
HwebPay supports Idempotency keys natively to prevent duplicate transactions during network retries.
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